Posts Tagged ‘convenience’

Tips to keep in mind while shopping online

April 26, 2013

With technology & internet becoming a daily part of our lives certain practices like shopping online which at one point was viewed as taboo because of the uncertainity involved & the lack of trust associated with it has become mainstream. Today many people prefer shopping online because of the time crunch faced by city dwellers, high stress levels & the plethora of options available.
While it is good to engage in time saving practices & keep pace with the world today it is important also to maintain a level of security while shopping online as there is always a risk of losing money incase proper precautions are not maintained.

You can take steps to avoid falling victim to online fraud, which occurs when criminals try to obtain your personal information such as, Credit Card & AC numbers, they may get you to pay for items that are either non existent or misrepresented to you and/or steal your identity. There are some basic steps you can take to ensure your protection in your online transactions

Here are some tips to avoid getting framed while indulging in some retail therapy online:
• Fraudsters may use a variety of techniques to trick you, they can present themselves as valid merchants enticing you to pay for something you will never receive.

• Criminals may also lure you by sending out official looking emails, convincing you to divulge personal information such as account information such as account numbers, usernames, passwords, PIN’s & credit card details.

• The bad guys can also contact you by telephone or email representing themselves as someone with whom you have a business relationship & direct you to call an unverifiable phone number or proceed to a fraudulent website to provide them with your personal details.

• Be careful, fraudsters can dupe you by getting gaining access to your computer & personal information via a virus.

• Nothing is safe! Never assume that email is a secure method of communication. Email messages are sent over the internet & travel through many different routing servers to reach their destinations & associated recipients. This could be you!

• Emails are not secure, be wary. Including your personal important details in a mail or message isn’t such a good idea after all unless, you actively encrypt an email message. Your message can be read by anyone who intercepts it & even encryption does not guarantee 100% security.

• Firewalls are a helpful resource. They help prevent unauthorized access to or from your computer. Use them to protect your home network & family from potential hackers & offensive websites.

• You can shop & browse online stores relaxed by learning to recognise Internet fraud & taking precautions to protect yourself & your money.

• Buying online is fast, easy & convenient but it may mean doing business with merchants you haven’t hear too much about. Take measures to make an informed decision.

• While buying online you must know who you’re vendor is, you should be well informed about what you’re buying & check & double check all the features of the product, ensure you maintain all the records of the purchase. In every case ensure your identity is protected, do not give out information easily.

• You can protect yourself while buying online by reading all the terms, conditions & disclaimers properly so you’re well informed.

• To be sure & safe while buying online always save & print the confirmation page when completing an online purchase as well as the terms of contract. Make your own personal note of purchases made online & preserve them separately.

• Be sure you aren’t cheated. Check your credit card & bank statements as soon as they arrive to ensure all charges are correct. Keep your eyes open for any missing or added transactions & accordingly report any discrepancies immediately.

• It’s important to have a secure connection. Stay safe by using a legally licensed operating system & browser. Keep them current by downloading the latest software & security updates. Your internet connection should especially be protected if you keep the connection open for a long period of time.

• Did you get duped? If you find that you’ve given your credit card details or other important bank information to a fraudulent site or unknowingly to a fraudster immediately let the same be notified to your bank or service provider who will take necessary actions.

It is important to move forward with the changing times. With today’s fast paced life, time management is key to all. In such times it is good to use online shopping platforms not only for household items but also for many other daily necessities. Many sites even offer great discounts & promised home delivery even on weekdays all at the click of a button. Use these services & enjoy the convenience offered so long as your measures of precaution are all being observed.

To know more about NRI Money Transfer and other online banking safe and secure services you can also visit our website.

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